FIXED DEPOSIT
The most common term of investment where customer gets better returns/interest on their deposits. Pathsanstha offers various ranges of schemes in the form of Fixed Deposits where interest is paid to investor at regular intervals, Re-Investment Benefit Deposits where interest gets accumulated in principle & investor receives an accumulated maturity amount at the end of tenure of deposits.
FEATURES
- Person who have completed 58 years of age or taken V.R.S. at the age of 55 will get additional 0.5% interest rate.
- Door to door banking service
- Simplest deposit option available to the depositor.
- Easy to operate.Terms and conditions expressed clearly for understanding on deposit form.
- No hidden costs.
- Provision for nomination.
RATE OF INTEREST
Kindly refer a chart for our various fixed deposit schemes and their attractive interest rates. Contact our nearest branch for further details.
| 30 days to 90 days | 4.00 % |
| 91 days to 180 Days | 5.00 % |
| 181 Days to 364 Days | 5.75 % |
| 12 Monts | 6.00 % |
| Above 15 Months | 7.50 % |
| Only Senior Citizen For 24 Months | 8.00 % |
| For Senior Citizen 0.50 % Extra | |
Double Benefit Deposits provide a higher yield on the principal at the end of the stipulated period as the interest is compounded on yearly basis; but, the principal and the accrued interest is paid only at the end of the period for which the deposit is placed with the pathsanstha and not monthly or half-yearly as in the case of other types of deposits. This scheme is useful for short term and medium term investment ordinarily ranging 120 months.
KYC ( Know Your Customer) Norms for opening account are applicable for these accounts also hence proof of residence and proof of identification will be required along with recent photograph of the depositor's.
| 120 Months | Double Deposit Scheme [ दामदुप्पट ठेव योजना ] |